When Accidents Happen, Stay Financially Ready
This guide explains how accident insurance can protect your income when unexpected injuries lead to ER visits, missed work, or out-of-pocket expenses.
What You’ll Learn:
- What types of injuries qualify for a tax-free lump-sum cash benefit
- How accident insurance complements your district’s coverage
- How educators actually use their benefits — from child care to crutches
Your district health plan may help with medical bills, but it won’t cover things like follow-up visits, lost income, or child care. This toolkit explains how accident insurance works and how it can help you recover — financially and physically — from the unexpected.