Free Tools to Help Teachers and Educators Protect What They’ve Earned Practical Resources Designed Specifically for the Education Community
These free tools are here to help you plan ahead, protect your income, and make confident financial decisions—without the confusion or pressure.
What You’ll Find?
- A simple calculator to uncover CalSTRS retirement income gaps
- A step-by-step guide to protecting your paycheck from illness or injury
- A planner to help prepare for funeral costs and final expenses
- Tools to ensure your mortgage is protected, even if you can’t work
- Clear steps to plan ahead for long-term care needs
- And our most downloaded resource: the Income Protection Workbook

Accident Insurance
A fall, fracture, or ER visit can hit your budget hard — learn how to get cash payouts when the unexpected happens.

CalSTRS Gap Calculator
Most California educators know CalSTRS will be part of their retirement.

Final Expense Toolkit
Don’t Leave Your Family Guessing—Or Paying Out of Pocket

Mortgage Protection Toolkit
If something happens to you, could your family keep the home?

Long-Term Care Toolkit
70% of Americans will need long-term care—but most don’t have a plan for how..

Income Protection Workbook
This self-guided workbook helps you reflect on your financial vulnerabilities...

Disability Income Toolkit
Your district may offer sick leave, but it probably won’t cover you for long

Chronic Illness Toolkit
Your district health plan may cover doctor visits but it won’t help if a major illness...